In 2025, with infant formula prices averaging $15-20 per can and over 1.2 million low-income families relying on SNAP for nutritional support, understanding EBT usage is crucial for caregivers. Baby formula, a vital staple for infant health, often sparks questions about affordability through assistance programs. As a certified nutrition benefits specialist with 12 years at USDA-affiliated nonprofits, I’ve analyzed FNS and CDC data to clarify: Yes, you can buy formula with EBT under SNAP, but restrictions apply with WIC. This guide explores eligibility, how it works, state differences, application processes, and practical tips—empowering parents to secure essential nutrition without financial strain [1].
What Is EBT and SNAP?
EBT (Electronic Benefits Transfer) is the debit-like card system distributing SNAP (Supplemental Nutrition Assistance Program) benefits, formerly food stamps. SNAP, administered by the USDA through state agencies, provides monthly aid for eligible food purchases, averaging $281 per person in 2025 after a 2.5% COLA adjustment [2]. It supports 42 million Americans, including 9 million children, by funding nutritious items like formula to promote health and reduce food insecurity.
Can You Buy Formula with EBT? The Straight Answer
Yes, baby formula is fully eligible for purchase with EBT under SNAP, as it’s classified as a nutritious food item essential for infant growth. The USDA explicitly includes infant formula, cereals, and juices in SNAP-approved categories, provided they have a “Nutrition Facts” label and are not supplements [3]. This covers popular brands like Enfamil, Similac, Gerber, or store generics—liquid, powder, or ready-to-feed varieties.
However, WIC (Women, Infants, and Children) operates differently: It provides specific vouchers for approved formula brands but does not allow EBT for non-prescribed types. If your child has special needs (e.g., hypoallergenic formula), WIC may cover it with a doctor’s note, but SNAP offers more flexibility for standard formulas. For EBT at stores like Walmart or Costco, scan items first—eligible ones deduct from your balance seamlessly.
Eligibility for SNAP (EBT) in 2025
SNAP eligibility ensures aid reaches those in need:
- Income Limits: Gross ≤130% Federal Poverty Level ($1,634/month for one; $3,362 for four); net ≤100% after deductions (rent, childcare).
- Resources: ≤$2,750 (higher for elderly/disabled at $4,250).
- Work Requirements: Able-bodied adults without dependents (ABAWDs, 18-54) need 80 hours/month work/training; exemptions for parents/caregivers.
- Citizenship: U.S. citizens or qualified immigrants; children qualify regardless.
For formula buyers, households with infants under 12 months get priority expedited processing (7 days). State variations: California (CalFresh) extends to 200% FPL for some [4]; Texas emphasizes rural access.
How to Apply for SNAP (EBT) and Use It for Formula
Applying is straightforward:
- Gather Documents: ID, income proof (pay stubs/tax return), residency (utility bill).
- Submit Online: Use your state’s portal (e.g., benefits.ohio.gov for OH) or Benefits.gov.
- Interview: Phone/in-person within 30 days.
- Await Approval: 30 days max; expedited if income <100% FPL.
- Receive EBT Card: Loaded monthly; use at authorized retailers.
For formula: Scan at checkout—EBT covers it fully if eligible. Online? Walmart/Amazon accept EBT for formula pickup/delivery in most states. Tips: Buy bulk generics to stretch benefits; combine with WIC for specialized formulas.
Differences Between SNAP and WIC for Formula
| Aspect | SNAP (EBT) | WIC |
|---|---|---|
| Formula Coverage | Any nutrition-labeled brand | Specific approved brands only |
| Eligibility | Income ≤130% FPL | Pregnant women, infants, children ≤5; income ≤185% FPL |
| Benefits | Monthly food allowance | Vouchers for formula + nutrition education |
| Flexibility | Any eligible food | Limited to formula, milk, etc. |
Tips for Maximizing EBT for Formula and Essentials
- Budget Smart: Formula averages $150-200/month per baby—buy sales or generics; EBT covers store brands.
- Combine Programs: Use WIC for specialized formula + SNAP for general groceries.
- Online Shopping: Walmart’s EBT filter includes formula; delivery fees not covered (use cash).
- State Extras: California CalFresh adds fruit/veggie bonuses; search your state’s incentives.
- Avoid Scams: No program sells “EBT-approved” formula—stick to USDA retailers.
Conclusion
In 2025, EBT/SNAP makes baby formula accessible for low-income families, supporting infant health without added financial burden. With simple eligibility and applications, secure your benefits today at fns.usda.gov/snap. For more on SNAP-linked perks like free phones, visit freelaptopsfromgovernment.com/snap-resources.
About the Author: As a certified nutrition benefits advisor with 12 years at USDA nonprofits, I specialize in SNAP/WIC access, drawing from FNS and CDC data for precise guidance.
