Yes Smart & Final accepts SNAP/EBT (EBT cards) for in-store purchases. Many Smart & Final locations also accept EBT for store pickup and delivery through their online ordering system, but availability can vary by store and state.

What is Smart & Final?

Smart & Final is a value-focused grocery and foodservice retailer that blends a warehouse/wholesale format with everyday grocery shopping. It serves both household shoppers and small businesses (restaurants, caterers, offices) and offers:

Regular grocery items plus bulk and wholesale pack sizes.
Two main formats: neighborhood-style Smart & Final stores and larger Smart & Final Extra! locations with expanded selections.
Online ordering for pickup and delivery at many stores.
Overall, Smart & Final focuses on low prices, bulk value, and convenience for both families and small businesses.

What to know

In-store: Smart & Final accepts SNAP/EBT at checkout at its authorized stores.
Pickup & delivery: Smart & Final has updated its online/pickup pages to display “Now accepting SNAP EBT for delivery and pickup orders,” meaning many customers can use EBT for online pickup/delivery where the program is supported. Availability can depend on the store and state.
State participation: Online EBT use depends partly on whether your state participates in the USDA’s SNAP Online Purchasing Pilot — not all states support online EBT sales. Check the USDA map for participating states.
Possible inconsistencies: Some Smart & Final help pages still list older guidance (for example an older FAQ that said online orders do not accept EBT). If you see conflicting info, follow the store-specific pickup/delivery page or contact the store directly.
What you can buy: EBT (SNAP) covers SNAP-eligible food items only; nonfood items, alcohol, hot prepared foods, and service fees usually can’t be paid with EBT. Delivery or service fees often must be paid with a different payment method. (This is standard SNAP policy; check the retailer’s checkout flow for details.)

How to check and use EBT at Smart & Final — step by step

Open Smart & Final’s online ordering and choose your store or pickup location. The site often displays whether SNAP/EBT is accepted for that store’s pickup/delivery.
If ordering online, look for a “SNAP/EBT” payment option at checkout. Delivery fees or tips typically cannot be paid with EBT and may require a second payment method.
If the website is unclear, call the local Smart & Final store and ask whether they accept EBT for pickup/delivery orders. If you’re unsure which stores are SNAP-authorized, use the USDA SNAP Retailer Locator.

Quick FAQ

Q: Can I use EBT on Smart & Final’s app or through third-party services?
A: Use on third-party platforms depends on whether that platform supports SNAP EBT and if Smart & Final’s specific store participation is enabled. Check the platform (Instacart, Uber Eats, etc.) and Smart & Final’s site.

Q: Will delivery fees be charged to my EBT card?
A: No — SNAP funds can be used only for eligible food items. Delivery, service fees, and tips usually require another payment method.

Q: What if my local Smart & Final page shows conflicting info?
A: Contact that store directly or use the USDA SNAP retailer tools to confirm. Smart & Final’s site has store-specific pickup pages that are the best immediate source.

Bottom line

Smart & Final accepts EBT for in-store shopping nationwide at authorized locations, and — after recent updates — many stores also allow SNAP/EBT for pickup and delivery. Because online EBT availability depends on the store, the state, and platform, check your store’s pickup/delivery page or call the store to confirm before you place an online order.